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Lonpac Insurance Bhd
is licensed by Bank Negara Malaysia under the Malaysian Insurance Act
1996 to transact all classes of general insurance.
FIRE AND NAMED
PERILS
The policy indemnifies the insured against any loss or damage to the property
insured caused by Fire, Lightning and extended named perils.
HOUSEOWNERS
The policy indemnifies the insured against any loss or damage caused by
Fire, Storm, Burglary etc. to his insured private dwelling including landlord's
fixtures and fittings.
HOUSEHOLDERS
The policy indemnifies the insured against loss or damage caused to the
contents kept within the private dwellings by named perils like Fire,
Storm, Burglary etc.
MACHINERY ALL RISK/ALL
RISK
The policy indemnifies the insured against loss or damage by any contingency
or perils not specifically excluded in the policy. The policy is suitable
for properties such as machinery, moveable equipment and office equipment.
BURGLARY
The policy indemnifies the insured for any loss caused by Burglary/Theft
whilst the insured items are kept in the trade premises.
ELECTRONIC EQUIPMENT
The policy is specially designed for all electronic equipment such as
computers against loss or damage caused by perils not specifically excluded
in the policy. In addition to the hardware, external data media and increased
cost of working can be extended to be insured.
MACHINERY BREAKDOWN
The policy indemnifies the insured against any unforeseen and sudden loss
or damage to the insured's machinery from causes not specifically excluded
occurring during operation or work or whilst at rest.
PRIVATE CAR
The policy indemnifies the insured against theft or damage to the vehicle
caused by accidental collision, overturning, fire, impact damage and death
/ bodily injuries to third parties including loss or damage to their properties
caused during accidents.
INLAND TRANSIT
The policy indemnifies the insured against all risks unless specifically
excluded for any loss or damage of goods in transit within Malaysia.
MARINE CARGO
The policy indemnifies the insured against all risks for loss or damage
unless specifically excluded to the insured property transported by ship
or aircraft.
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